Letters
Small things, written down.
18 OCT · 3 min read
Can You Get Rich by Saving Money? What Grows Your Income Instead
Saving protects you, but rarely makes you wealthy on its own. Why earning power matters as much as expenses in your 20s and 30s, plus a three-bucket plan.
17 OCT · 2 min read
Why Most People Quit Before Compounding Starts (and a Four-Question Test)
Repetition is not compounding. Why progress feels flat for months, why most people stop there, and four questions that show if your effort will build.
16 OCT · 2 min read
Your Salary Went Up. Why Don't You Feel Freer? Lifestyle Inflation, Explained
Every raise can quietly become a new permanent expense. How lifestyle inflation works, and three questions to ask before buying anything expensive.
15 OCT · 2 min read
How to Change Your Environment to Build Habits (Without More Willpower)
Many discipline problems are environment problems. Four levers you control (friction, defaults, your phone, people) and one thing to try tonight.
The letter
One idea, every other Sunday.
The new episode, its kit, and one practical idea about your career, money or habits.